Providence is a personal finance app that works the way you do. Import your Excel files and bank CSVs, track spending, budget, and investments — all natively on iPhone, iPad, and Mac. One-time purchase. Zero data collection.
Providence gives you a complete view of your financial life — from daily spending to long-term investments — all in one beautiful, native app. Import your existing spreadsheets and bank files to get started in minutes.
See your complete financial picture at a glance. Net worth, income, expenses, budgets, and spending categories — all on one screen.
Set budgets for income, expenses, and goals. Track progress in real-time and stay on top of your financial targets every month.
Monitor portfolio growth, track account balances, view allocation breakdowns, and measure performance across all your investment accounts.
Visualize where your money goes with interactive charts. Break down spending by category, subcategory, and time period.
Track your charitable giving alongside your finances. Set giving goals, monitor donations, and see your giving rate at a glance.
Import Excel (.xlsx) files, individual bank CSVs, or batch-import an entire folder. Auto-detects 13+ bank formats including Wells Fargo, Fidelity, Apple Card, and Discover.
Your financial data is stored locally on your device and synced privately through iCloud. Providence has zero access to your data.
Built with SwiftUI for iPhone, iPad, and Mac. Enjoy a fast, fluid experience optimized for each screen size with seamless iCloud sync.
Providence delivers a beautiful, native experience whether you're on iPhone, iPad, or Mac. Your financial data syncs seamlessly across all your devices.
Your complete financial overview with Net Worth, Net Income, Budget progress, and Spending breakdown
Track portfolio growth, account balances, contributions, and asset allocation in one view
Detailed account management with cash flow visualization, income sources, and expense categories
Deep spending insights with category donut chart, detailed breakdown by subcategory, and transaction-level data
Full-featured sidebar navigation with the same powerful dashboard, optimized for the iPad's larger display
Net Worth, Net Income, and Giving overview with bottom tab navigation
Interactive spending breakdown with category-level insights and visual charts
Track your net worth over time with growth charts, assets vs liabilities, and account-level detail
Full control over categories, accounts, and data with easy management tools
Providence is built on a fundamental principle: your financial data should never leave your control. Unlike cloud-based finance apps, Providence stores everything locally on your device.
We built Providence so that we literally cannot see your data. Your financial information never touches our servers. Period.
Providence is built for people who understand their money. Import your existing spreadsheets and bank exports, then let Providence turn your data into actionable insights.
Upload your .xlsx spreadsheets or bank CSV files directly. Providence reads your data and maps columns automatically.
Drop a folder of bank CSVs and Providence auto-detects 13+ bank formats — Wells Fargo, Fidelity, Apple Card, Discover, Citi, and more.
Review and edit every column before importing — like a spreadsheet inside the app. Batch-assign categories, fix dates, and flag duplicates.
See what spreadsheets can't show you — interactive donut charts, waterfall visualizations, trend lines, and investment forecasts, all updating in real-time.
| Capability | Spreadsheets | Providence |
|---|---|---|
| Bank CSV import | Manual copy-paste | Auto-detect 13+ formats |
| Category assignment | Manual per row | Batch editing + rules |
| Budget vs Actual | Build your own formulas | Built-in with color coding |
| Investment forecasting | Complex models required | Compound interest + inflation built-in |
| Multi-device sync | Not practical | iCloud sync across iPhone, iPad, Mac |
| Data privacy | Depends on cloud service | 100% on-device, zero data collection |
Providence is a personal finance app for iPhone, iPad, and Mac that helps you track spending, manage budgets, monitor investments, and plan financial goals. It stores all data locally on your device with private iCloud sync — no third-party servers, no data collection.
Providence Plus is a one-time purchase of $49.99 — no subscriptions or recurring fees. There's also a Premium tier at $4.99/month that adds automatic bank connections via Plaid. Every purchase includes a 30-day free trial.
Yes. Providence imports Excel (.xlsx) files and CSV files from 13+ banks including Wells Fargo, Fidelity, Apple Card, Discover, Citi, and more. You can batch-import an entire folder of bank CSVs and Providence auto-detects each bank's format.
Absolutely. Providence uses a zero-knowledge architecture — all data is stored locally on your device and synced privately through your personal iCloud account. The developer has zero access to your financial information. No external network calls are made.
Yes. A single purchase gives you access on iPhone, iPad, and Mac. Providence is built natively with SwiftUI — not a web wrapper — so it's fast and fluid on every device. Your data syncs seamlessly via iCloud.
Most finance apps charge $5–$15 per month and require you to connect your bank accounts through third-party services. Providence offers a one-time $49.99 purchase with no recurring fees, and your data stays entirely on your device — no third-party servers involved.
Download Providence today and start managing your money with complete privacy and confidence. One-time purchase — no subscriptions, no hidden fees.
Available for iPhone, iPad, and Mac · 30-day free trial · One-time purchase from $49.99